Paper Checks for Government Payments End Soon
Beginning September 30, 2025, the U.S. Department of the Treasury will stop issuing paper checks for government payments and will no longer accept paper checks as a form of payment. This change is part of an executive order aimed at modernizing the federal government’s handling of financial transactions.
The move to electronic payments is designed to improve efficiency, reduce costs, minimize delays, and enhance security by lowering the risk of fraud. Under the new policy, all federal agencies and departments will be required to issue disbursements exclusively through electronic transfer methods.
What does this mean for you?
If you receive Social Security benefits or tax refunds by paper check, you will need to switch to an electronic payment method, such as direct deposit to your bank account or a government-approved prepaid debit card. After September 30, paper checks will no longer be used.
Why the change from Paper Checks for Government Payments?
Electronic payments help avoid delays, reduce costs, and protect against check fraud. Most people already receive their payments this way, and it’s proven to be both secure and convenient.
Also important: If you need to make a payment to the federal government—for example, taxes, loans, or fees—you’ll also need to do so electronically.
What should you do now?
- If you’re still receiving paper checks, contact the Social Security Administration or the IRS to set up electronic payments.
- Talk to your bank, a trusted family member, or a financial advisor if you need help getting started.
Making the switch now will ensure that you continue to receive your payments on time without interruption.